Your home is gone. Your equity doesn't have to be.

When a foreclosed property sells for more than what's owed, the surplus belongs to you. Most people never find out. EquityRestore tracks down those funds and brings them home.

Surplus Recovery
$42,186
Recovery in Progress
County
Franklin, OH
Filed
March 2026
Source
Sheriff Sale
Fee
No upfront cost

$50B+
Unclaimed funds held by US governments
88
Ohio counties with searchable surplus records
3 yrs
Before Ohio forfeits your tax foreclosure surplus

How It Works

We find the money. We file the claim. You get paid.

01

We Search County Records

We comb through public foreclosure and sheriff sale records to identify properties that sold for more than what was owed. If surplus funds exist, we find them.

02

We Contact You

If you're owed money, we reach out with the details. No upfront fees, no obligation. We explain exactly what's available and how the recovery process works.

03

We Handle Everything

Court motions, paperwork, county filings, competing claims. We manage the entire legal recovery process. You receive your funds when the claim is approved.

The system isn't built to find you. We are.

When your home sells at a foreclosure auction for more than what you owed, the leftover money is called "surplus" or "excess proceeds." By law, that money belongs to you.

But counties don't chase you down. They send a letter to your last known address, which is usually the home you just lost. If you don't respond in time, the money sits in a government account until it's forfeited.

Mortgage Foreclosure Surplus

Under Ohio Revised Code § 2329.44, surplus from sheriff sales is held by the county clerk. After 90 days of no response, it transfers to the county treasurer.

Tax Foreclosure Surplus

Under ORC § 5721.20, tax sale surplus is held for the former owner. If unclaimed within 3 years, it's forfeited to the county's delinquent tax fund.

Contingency-Based Recovery

We only get paid when you get paid. No upfront costs, no retainers, no hourly fees. Our incentives are aligned with yours from day one.

Losing your home shouldn't mean losing your equity too.

EquityRestore exists because billions of dollars sit unclaimed in county vaults across America, waiting for people who don't know the money is theirs. We're changing that, one recovery at a time.